Health insurance
APA Insurance + Mortgages specialise in Health Insurance, and because we are independent we can provide you with a health insurance option that suits your needs:
- Personalised premium rating structure
- Smoker or non-smoker rates
- Excess options offering a discount of 5% - 60% on premiums
We partner with some of New Zealand’s biggest Health Providers:
    
Why Health insurance?
Waiting for surgery can take time. Often the deterioration in your health means time off work, and when you are not well your time at work may be less productive which can put added pressure on your fellow workers and employer.
For more information about the Public Health System visit www.electiveservices.govt.nz.
Your health is one of your biggest assets - Without your health and the ability to earn an income the impact on your financial wellbeing could be devastating to your and your family.
For an independent view of the Health Insurance Industry visit www.healthfunds.org.nz.
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